Moving Truck Accidents – Chicago Truck Accident Lawyers

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Moving Truck Accidents

Moving to a new home can be exciting. However, the moving process itself can be incredibly stressful. On top of the chaos of planning the move, boxing up belongings and making huge changes, there is always the possibility that the movers may be involved in an accident. For victims who were injured by the moving van, determining who is at fault can be difficult. Meanwhile, the possessions being moved may have been damaged or destroyed as well.

Causes of Moving Truck Accidents

Commercial moving van accidents can be quite similar to collisions involving other large commercial trucks. The driver may have had inadequate training or have hidden motor vehicle violations. Moving companies often operate on a shoestring, hiring local college students and other non-professionals to do their work.

The accident could also be a result of faulty or delayed maintenance of a moving van or even a commercial tractor-trailer that leaves brakes, couplings, lights and other safety equipment in poor shape. Drivers of moving vans are also susceptible to the same fatigue as over-the-road truck drivers and their physical labor might in fact make their condition even worse.

Who is Responsible for Moving Truck Accidents?

In order to figure out all of the parties involved in a moving truck accident, you must first determine who the driver of the moving van or truck is. If the driver is an employee of a moving company that owns the vehicle, the driver and his employer may be liable for any damages that occur as a result of an accident.

For example, if a moving company rented out a truck to a renter and also provided them with a mover to drive the vehicle and help load belongings, the moving company is liable for injuries that happen during an accident if their driver is proved to be negligent.

However, if the renter drives the moving truck, the company that supplied the moving truck would likely not be liable for a resulting accident. If someone rented a moving truck and then collides with your vehicle, you would be entitled to sue the renter, but not the owner of the moving truck.

There are some exceptions. If the accident was caused by a defect in the moving van or negligent maintenance, the company that supplied the moving truck could be liable. Other extenuating circumstances may apply as well. If the moving company rented out a truck to someone who did not hold a valid driver’s license, was clearly intoxicated or had zero insurance, the moving company could be found to have violated rules around negligent entrustment. In our state, the Illinois legislature passed a law obligating rental companies to verify renters’ identity and licenses before entrusting them with a rental truck.

How Insurance Coverage Works in Moving Truck Accidents

Finding out whose insurance covers your accident if you’re involved in a collision with a moving truck can be tricky. Here are the three options you might be able to consider in collecting damages for injuries or property damage.

  • Extra insurance purchased from a truck rental company. Operations that rent out trucks and vans for moving services often offer a product called “supplemental liability coverage.” If the renter has purchased this extra insurance, the insurance company that backs the product should have to pay for any injuries or damages incurred in an accident involving the moving truck. If an investigation shows that the renter purchased this coverage, your attorney should be able to pursue compensation from the insurance company.
  • The renter’s personal car insurance. If an investigation shows no supplemental liability coverage, the renter’s personal car insurance should still cover this type of accident. An investigation should reveal whether the renter’s personal insurance has any clauses or riders that either omit or cover insurance for renting a vehicle.
  • The rental agency’s insurance. If the driver who hit you did not buy any extra coverage AND they do not own their own personal car insurance, you may be able to pursue compensation through the rental agency’s insurance company. It may be possible to show that the rental agency was negligent in renting to the driver without insurance.
  • The moving company’s insurance. If the driver that struck you was an employee of a moving company that owned the moving truck, their insurance would more than likely be held liable for damages in the event of an accident.

Damages for Lost or Damaged Property

When household items are lost or stolen, the moving company owes their customers the value of the property. In addition, the law allows customers to withhold payment of the transportation fees that the moving company charges. Customers who have already paid their moving fees are entitled to seek a refund.

Contact a Chicago Truck Accident Lawyer Today

Truck accident cases involving moving trucks are complex and can prove confusing to their victims. Proving negligence in a crash that involves a moving truck takes an investment of time, experience and resources.

If you have been injured in an accident involving a moving truck or any other incident involving an 18-wheeler. big rig or another large commercial vehicle, the lawyers of the Staver Law Group P.C. can pursue the compensation you need and deserve. If you ve been in a moving truck accident, call the truck accident lawyers with Staver Law Group at .

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